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Trip pricing information is temporarily unavailable.
Looking for some serious inshore action without the long boat ride? Captain Jimmy's afternoon fishing charter hits the sweet spots around Panama City Beach where redfish patrol the flats and spotted trout stack up in the grass beds. This isn't your typical tourist trip—we're talking about a dedicated 4-hour hunt through the most productive backwater spots where the fish actually live and feed. Starting at 1 PM, you'll have prime time fishing when the afternoon bite kicks in and these species get active in the shallows.
Captain Jimmy knows these inshore waters like the back of his hand, and he's not wasting your time running around looking for fish. We're hitting the proven spots—those calm bays and grass flats where redfish cruise looking for an easy meal and flounder bury themselves waiting to ambush passing baitfish. The whole setup is dialed in for success: quality rods and reels, fresh live bait that gets these fish fired up, and all your tackle sorted before you even step on the boat. Your Florida fishing license is covered, plus you'll get bottled water to stay hydrated while you're working these fish. The best part? Whatever you catch legally is yours to keep, and Captain Jimmy handles all the cleaning and filleting right at the dock so you can take home some fresh Gulf Coast fillets.
This is classic inshore fishing at its finest—we're talking live bait presentations over grass beds, working the edges of drop-offs, and sight fishing when conditions line up right. Captain Jimmy runs the right tackle for each species, from lighter setups that let you feel every head shake from a spotted trout to the heavier gear needed when a big red decides to make a run for the mangroves. The live bait game is where it's at for these species—nothing beats a frisky shrimp or finger mullet to get their attention. You'll learn to read the water, spot the subtle signs that fish are around, and present your bait in a way that triggers strikes. Whether you're a seasoned angler or just getting started, Captain Jimmy adjusts the approach to match your skill level while keeping everyone in the game.
"Jimmy was friendly and really focused on helping us catch fish. The only downside was the trip felt a bit short—we even went over time because the fish were still biting. Overall, it was a fun and memorable inland fishing experience for the whole family." - Spencer
"Fishing with Jimmy was enjoyable, and we managed to catch plenty of fish. We'd gladly book another trip with him in the future." - Shane
Sea Trout are the bread and butter of Panama City Beach inshore fishing, and these spotted beauties know how to put on a show. They'll hit live shrimp with authority and make multiple runs before you get them to the boat. Most of what you'll catch runs 14 to 18 inches, with some bigger gator trout mixed in during the right conditions. Spring through fall offers the most consistent action, but these fish bite year-round in our Gulf waters. What makes them special is that aggressive strike—when a trout hits your bait, you'll know it immediately. They're also excellent table fare, with sweet, flaky meat that's perfect for the grill or frying pan.
Redfish are the crown jewel of inshore fishing around here, and Panama City Beach holds some serious reds. These copper-colored fighters average 18 to 27 inches in the slot, but don't let their size fool you—they'll drag you into every piece of structure they can find. Summer and fall are prime time for reds, when they school up in the grass flats and around oyster bars. The best part about targeting redfish is the variety of ways they'll eat your bait. Sometimes they'll crush a live shrimp on the bottom, other times you'll watch them chase down a baitfish in knee-deep water. Their powerful runs and stubborn fighting style make every red a memorable catch.
Southern Flounder might not win any beauty contests, but they're ambush predators that will test your skills and fill your cooler. These flatfish bury themselves in sandy bottoms near grass edges, waiting for the perfect moment to strike. They typically run 12 to 16 inches around Panama City Beach, with some doormat-sized fish pushing 20 inches or better. Fall is when flounder fishing really heats up as they start their migration, but you can find them year-round if you know where to look. The challenge with flounder is detecting their subtle bite—they'll often just hold your bait without any dramatic runs. But once you get the hang of it, there's real satisfaction in pulling these sneaky predators out of their hiding spots.
This top-rated afternoon charter delivers exactly what serious anglers want—productive fishing time on proven waters with a captain who's committed to putting you on fish. At $450 for up to 4 people, you're getting premium inshore fishing without the premium price tag. Captain Jimmy's local knowledge and dedication to his guests' success sets this trip apart from the typical tourist charters. Remember to pack some snacks and sunblock, then get ready to experience why Panama City Beach inshore fishing has such a loyal following. These afternoon trips fill up fast, especially during peak season, so don't wait around if you want to get in on some of the Gulf Coast's best inshore action.
June 18, 2025
Fishing with Jimmy was enjoyable, and we managed to catch plenty of fish. We’d gladly book another trip with him in the future.
June 17, 2025
Redfish are the bruisers of our shallow water game, and they put up a fight that'll get your heart pumping. These copper-colored fish with their signature black spots near the tail typically range from 20-35 inches in our area. They love cruising the grass flats and oyster bars in just 1-4 feet of water - sometimes so shallow their backs show above the surface. We catch them year-round, but spring and fall are money times when they school up and feed aggressively. What guests love most is watching these fish crush topwater lures in explosive strikes. The meat has a mild, slightly sweet flavor that grills beautifully. Here's a local trick: when you spot tailing reds in super shallow water, cast well ahead of where they're moving and let your bait sit still. Movement spooks them, but a perfectly placed shrimp or jig gets smashed every time.

Spotted sea trout are one of our most reliable inshore targets around Panama City Beach. These silvery fish with distinctive black spots typically run 14-24 inches and about 1-5 pounds, though we occasionally see bigger ones. They love our shallow grass flats and sandy bottoms, especially in 2-6 feet of water where they hunt shrimp and small baitfish. Spring through fall offers the best action, with early morning and late afternoon being prime time. What makes trout special is their willingness to hit both live bait and artificials - they're great for kids and beginners. The meat is white, flaky, and delicious but delicate, so don't overcook it. My local tip: when you feel that first tap, count to two before setting the hook. Their soft mouths tear easily, so steady pressure beats hard jerking every time.

Southern flounder are the masters of disguise on our sandy and muddy bottoms around Panama City Beach. These flat, oval-shaped fish with both eyes on their left side typically run 15-18 inches, though we catch some pushing 25+ inches and 5-6 pounds. They bury themselves in sand or mud in shallow bays and grass flats, ambushing shrimp, crabs, and small fish that swim by. Fall is prime time when they're fattening up before their winter offshore migration. What makes flounder fishing fun is the challenge - they don't fight hard, but finding and hooking them takes skill. The payoff is white, flaky meat that's some of the best eating in the Gulf. My go-to technique: drift slowly over sandy spots with a live shrimp on a 1/4 oz jig head. When you feel that subtle tap-tap-tap, resist the urge to set immediately. Let them mouth it for a few seconds first.

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Vehicle Guest Capacity: 4
Manufacturer Name: Yamaha
Maximum Cruising Speed: 28
Number of Engines: 1
Horsepower per Engine: 90
Jimmy was friendly and really focused on helping us catch fish. The only downside was the trip felt a bit short—we even went over time because the fish were still biting. Overall, it was a fun and memorable inland fishing experience for the whole family.